Is Howard University a corporation? What is a non-profit corporation? What is its mission? How do universities get funded? Who are a university's stakeholders? Do universities have debtors? What have alumni contributions looked like over the past several years?
What are credit ratings?
How do Fitch, Moody's and Standard & Poor's credit rating agencies differ?
What are Howard's credit ratings under these agencies?
How has Howard's credit rating changed over the last 10 years?
For more general information on credit ratings
https://www.spglobal.com/ratings/_division-assets/pdfs/guide_to_credit_rating_essentials_digital.pdf
https://www.moodys.com/sites/products/productattachments/ap075378_1_1408_ki.pdf
https://www.fitchratings.com/research/structured-finance/rating-definitions-21-03-2022
For more information on HU's credit ratings
https://www2.howard.edu/offices/chief-financial-officer-treasurer/documents-reports
https://www.fitchratings.com/research/us-public-finance/fitch-rates-howard-university-dc-2021a-revs-bbb-outlook-stable-22-02-2021
https://www.fitchratings.com/research/us-public-finance/fitch-rates-howard-university-dc-2022a-revs-bbb-outlook-revised-to-positive-18-02-2022
https://thedig.howard.edu/all-stories/fitchsp-affirm-howard-universitys-ratings-outlooks-revised-positive-stable
For more information on FICO scores
https://www.consumerfinance.gov/data-research/consumer-credit-trends/mortgages/borrower-risk-profiles/
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